Opinions expressed by Entrepreneur contributors are their very own.

Should you’ve just lately acquired an e-mail from a Nigerian Prince asking for a small sum of cash now to assist him out of a financial bind, do not trouble. I’ve already paid it and ought to be receiving an expeditious reward within the type of gold bricks. It is a fantastic feeling.

Thank goodness I did not fall for any scams. You are in all probability conversant in them; The Ponzi scheme, for instance, whereby present traders are paid solely by new traders till the jig is up and the brand new traders dry up. With out naming names, one very well-known financial advisor used this ruse and Madoff with hundreds of thousands.